/* CSS Variables for Premium Design */
:root {
    --primary-color: #002d5c;
    --primary-dark: #001d3d;
    --accent-color: #c9a227;
    /* Gold/Amber for Finance */
    --accent-hover: #b08d1f;
    --text-main: #333333;
    --text-light: #666666;
    --bg-white: #ffffff;
    --bg-alt: #f8f9fa;
    --bg-footer: #001529;
    --transition: all 0.3s ease;
    --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 30px rgba(0, 0, 0, 0.15);
    --border-radius: 8px;
}

/* Reset-like styles using classes */
.body-site {
    margin: 0;
    padding: 0;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    color: var(--text-main);
    line-height: 1.6;
    background-color: var(--bg-white);
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    width: 100%;
    box-sizing: border-box;
}

/* Loader */
.loader-container {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: var(--bg-white);
    display: flex;
    justify-content: center;
    align-items: center;
    z-index: 9999;
    transition: opacity 0.5s ease, visibility 0.5s ease;
}

.loader-content {
    text-align: center;
}

.loader-spinner {
    width: 50px;
    height: 50px;
    border: 3px solid var(--bg-alt);
    border-top: 3px solid var(--primary-color);
    border-radius: 50%;
    animation: spin 1s linear infinite;
    margin: 0 auto 15px;
}

.loader-text {
    font-size: 1.1rem;
    font-weight: 500;
    color: var(--primary-color);
}

@keyframes spin {
    0% {
        transform: rotate(0deg);
    }

    100% {
        transform: rotate(360deg);
    }
}

/* Ad Bar */
.ad-top-bar {
    background-color: #f0f3f6;
    padding: 8px 0;
    text-align: center;
    border-bottom: 1px solid #e0e4e8;
}

.ad-top-text {
    margin: 0;
    font-size: 13px;
    color: var(--text-light);
    font-weight: 500;
}

/* Header */
.site-header {
    background-color: var(--bg-white);
    padding: 15px 0;
    box-shadow: var(--shadow-sm);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1300px;
    margin: 0 auto;
    padding: 0 30px;
}

.logo-link {
    text-decoration: none;
    display: flex;
    align-items: center;
}

.logo-text {
    font-family: 'Playfair Display', serif;
    font-size: 28px;
    font-weight: 700;
    color: var(--primary-color);
}

.nav-list {
    list-style: none;
    display: flex;
    margin: 0;
    padding: 0;
}

.nav-item {
    margin: 0 15px;
}

.nav-link {
    text-decoration: none;
    color: var(--text-main);
    font-weight: 500;
    font-size: 16px;
    transition: var(--transition);
}

.nav-link:hover {
    color: var(--accent-color);
}

.header-cta-mobile {
    display: none;
}

.cta-button {
    background-color: var(--primary-color);
    color: var(--bg-white);
    padding: 12px 24px;
    border-radius: 50px;
    text-decoration: none;
    font-weight: 600;
    font-size: 15px;
    transition: var(--transition);
    display: inline-block;
    border: none;
    cursor: pointer;
}

.cta-button:hover {
    background-color: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.cta-button.large {
    padding: 18px 36px;
    font-size: 18px;
}

.hamburger-menu {
    display: none;
    flex-direction: column;
    justify-content: space-around;
    width: 24px;
    height: 18px;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 0;
}

.hamburger-line {
    width: 100%;
    height: 2px;
    background-color: var(--primary-color);
    transition: var(--transition);
}

.nav-close-btn {
    display: none;
    position: absolute;
    top: 20px;
    right: 20px;
    background: transparent;
    border: none;
    cursor: pointer;
    color: var(--bg-white);
}

/* Hero Section */
.hero-section {
    position: relative;
    height: 80vh;
    min-height: 600px;
    display: flex;
    align-items: center;
    overflow: hidden;
    color: var(--bg-white);
}

.hero-bg-image {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: -2;
}

.hero-image-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, rgba(0, 45, 92, 0.85) 0%, rgba(0, 45, 92, 0.4) 100%);
    z-index: -1;
}

.hero-container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.hero-text-box {
    max-width: 700px;
}

.hero-title {
    font-family: 'Playfair Display', serif;
    font-size: 52px;
    line-height: 1.2;
    margin-bottom: 25px;
    animation: fadeInUp 0.8s ease-out;
}

.hero-subtitle {
    font-size: 20px;
    margin-bottom: 40px;
    opacity: 0.9;
    animation: fadeInUp 1s ease-out;
}

/* Sections */
.section-padding {
    padding: 100px 0;
}

.bg-alt {
    background-color: var(--bg-alt);
}

.text-center {
    text-align: center;
}

.section-title {
    font-family: 'Playfair Display', serif;
    font-size: 36px;
    color: var(--primary-color);
    margin-bottom: 20px;
}

.section-subtitle {
    font-size: 18px;
    color: var(--text-light);
    margin-bottom: 50px;
}

/* About Section */
.section-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.section-desc {
    font-size: 17px;
    margin-bottom: 20px;
}

.rounded-image {
    width: 100%;
    border-radius: 12px;
}

.shadow-lg {
    box-shadow: var(--shadow-lg);
}

/* Why Us Section */
.usp-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 30px;
}

.usp-card {
    background: var(--bg-white);
    padding: 40px 30px;
    border-radius: 12px;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    text-align: left;
    border-top: 4px solid transparent;
}

.usp-card:hover {
    transform: translateY(-10px);
    border-top: 4px solid var(--accent-color);
}

.usp-icon {
    color: var(--accent-color);
    margin-bottom: 20px;
}

.usp-title {
    font-size: 20px;
    margin-bottom: 15px;
    color: var(--primary-color);
}

.usp-text {
    color: var(--text-light);
    font-size: 15px;
}

/* Testimonials */
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.testimonial-card {
    background: var(--bg-white);
    padding: 30px;
    border-radius: 12px;
    box-shadow: var(--shadow-sm);
    border: 1px solid #eee;
}

.stars {
    color: var(--accent-color);
    margin-bottom: 15px;
    font-size: 18px;
}

.testimonial-text {
    font-style: italic;
    color: var(--text-main);
    margin-bottom: 20px;
    font-size: 16px;
}

.testimonial-author {
    font-weight: 700;
    color: var(--primary-color);
    font-size: 14px;
}

/* FAQs */
.faq-accordion {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: var(--bg-white);
    margin-bottom: 15px;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.faq-question {
    width: 100%;
    padding: 20px 30px;
    text-align: left;
    background: none;
    border: none;
    font-size: 18px;
    font-weight: 600;
    color: var(--primary-color);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.faq-question::after {
    content: '+';
    font-size: 24px;
    transition: transform 0.3s;
}

.faq-item.active .faq-question::after {
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease-out;
    padding: 0 30px;
}

.faq-item.active .faq-answer {
    max-height: 200px;
    padding: 0 30px 25px;
}

/* Footer */
.site-footer {
    background-color: var(--bg-footer);
    color: #cbd5e0;
    padding-top: 80px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 60px;
}

.footer-logo {
    font-family: 'Playfair Display', serif;
    font-size: 32px;
    color: var(--bg-white);
    margin-bottom: 20px;
}

.footer-desc {
    max-width: 300px;
}

.footer-grid h4 {
    color: var(--bg-white);
    font-size: 18px;
    margin-bottom: 25px;
    font-weight: 600;
}

.footer-contact p {
    margin-bottom: 10px;
}

.footer-contact a {
    color: var(--accent-color);
    text-decoration: none;
}

.footer-links ul,
.footer-legal ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li,
.footer-legal li {
    margin-bottom: 12px;
}

.footer-links a,
.footer-legal a {
    color: inherit;
    text-decoration: none;
    transition: var(--transition);
}

.footer-links a:hover,
.footer-legal a:hover {
    color: var(--accent-color);
    padding-left: 5px;
}

.footer-bottom {
    background-color: #000b1a;
    padding: 40px 0;
}

.ad-disclaimer {
    color: #718096;
    font-size: 13px;
    line-height: 1.5;
    margin-bottom: 30px;
    border-bottom: 1px solid #1a365d;
    padding-bottom: 30px;
}

.footer-copyright {
    text-align: center;
    font-size: 14px;
}

/* Cookie Popup */
.cookie-popup {
    position: fixed;
    bottom: 30px;
    left: 30px;
    right: 30px;
    max-width: 450px;
    background: var(--bg-white);
    padding: 25px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.2);
    border-radius: 12px;
    z-index: 2000;
    display: none;
}

.cookie-content h3 {
    margin-bottom: 10px;
    color: var(--primary-color);
}

.cookie-actions {
    display: flex;
    gap: 15px;
    margin-top: 20px;
}

.cookie-btn {
    flex: 1;
    padding: 10px;
    border-radius: 6px;
    border: none;
    font-weight: 600;
    cursor: pointer;
}

.btn-accept {
    background: var(--primary-color);
    color: var(--bg-white);
}

.btn-reject {
    background: var(--bg-alt);
    color: var(--text-main);
}

/* Modal */
.modal {
    display: none;
    position: fixed;
    z-index: 3000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.6);
    overflow-y: auto;
}

.modal-content {
    background-color: var(--bg-white);
    margin: 5% auto;
    padding: 50px;
    border-radius: 12px;
    width: 80%;
    max-width: 800px;
    position: relative;
    box-shadow: var(--shadow-lg);
}

.close-modal {
    position: absolute;
    top: 20px;
    right: 30px;
    font-size: 40px;
    font-weight: bold;
    color: #aaa;
    cursor: pointer;
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Mobile Responsive */
@media (max-width: 1024px) {
    .hero-title {
        font-size: 42px;
    }

    .section-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .desktop-only {
        display: none;
    }

    .hamburger-menu {
        display: flex;
    }

    .main-navigation {
        position: fixed;
        right: -100%;
        top: 0;
        width: 75%;
        height: 100vh;
        background-color: var(--primary-color);
        flex-direction: column;
        justify-content: center;
        align-items: center;
        transition: var(--transition);
        z-index: 2000;
    }

    .main-navigation.active {
        right: 0;
    }

    .nav-list {
        flex-direction: column;
        text-align: center;
    }

    .nav-item {
        margin: 20px 0;
    }

    .nav-link {
        color: var(--bg-white);
        font-size: 20px;
    }

    .nav-close-btn {
        display: block;
    }

    .header-cta-mobile {
        display: block;
        margin-top: 30px;
    }

    .hero-section {
        height: auto;
        padding: 120px 0 80px;
    }

    .hero-title {
        font-size: 32px;
    }

    .hero-subtitle {
        font-size: 18px;
    }

    .footer-grid {
        grid-template-columns: 1fr;
    }

    .section-padding {
        padding: 60px 0;
    }
}